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Blog posts of '2025' 'November'

What to Know About Medicare Prescription Drug Costs with the End of VBID

For many older adults and people with limited incomes, prescription drug costs can take up a large part of their monthly budget. Programs that offer low-cost or even $0 prescription copays have long been essential for Medicare beneficiaries. However, with the end of Medicare’s Value-Based Insurance Design (VBID) model in 2025, many people are wondering how their drug costs may change.

Does Medicare Cover Bathroom Safety Devices?

Each year, about one in three adults over age 65 experiences a fall, according to the National Institute on Aging. With changes in balance, vision, and muscle strength, bathrooms can be especially dangerous for seniors. A simple fall can cause serious injuries and impact independence — but small home modifications can make a big difference in preventing accidents.

Medicare Plan Annual Notice of Change: What You Need to Know

Medicare beneficiaries start receiving a flood of information about their coverage options. This is meant to help you prepare for the Medicare Annual Enrollment Period (October 15 – December 7) — your once-a-year opportunity to review and adjust your Medicare plan.