If you’re a Medicare beneficiary experiencing hearing loss, you might be wondering: “Does Medicare cover hearing aids?” or “Will Medicare pay for hearing tests?” The answer depends on the type of Medicare coverage you have.
Below, we break down what’s included under Original Medicare (Parts A & B) and what you can expect from Medicare Advantage (Part C) plans.
Original Medicare: No Coverage for Hearing Aids
Original Medicare does not cover hearing aids or routine hearing exams.
That means if you’re enrolled in Medicare Part A (hospital insurance) and Part B (medical insurance), you’ll generally pay 100% of the cost for:
Hearing aids
Hearing aid fittings
Routine hearing exams
While this may come as a surprise, Medicare considers hearing aids to be “routine” or “non-medical” devices — and these are not included under standard Part A or Part B benefits.
When Medicare Part B May Pay for Hearing Exams
There is one exception: Medicare Part B will cover diagnostic hearing and balance exams if your doctor or healthcare provider orders them to determine whether you need medical treatment for a condition.
For instance, if you’re being evaluated for:
Vertigo or dizziness
Ear injury or infection
Other balance-related issues
Then, Medicare may help cover the cost of your test.
If the exam is approved by Medicare, you’ll still be responsible for:
The Part B deductible, and
20% of the Medicare-approved amount for your doctor’s services.
If the test is performed in a hospital outpatient setting, a hospital copayment may also apply.
Before scheduling any exam, always confirm with your provider whether Medicare will cover it and why it’s being ordered.
Medicare Advantage Plans May Cover Hearing Aids
While Original Medicare doesn’t pay for hearing aids, many Medicare Advantage (Part C) plans — offered by private insurers — do include hearing benefits.
Depending on the plan, coverage may include:
Partial or full cost of hearing aids
Routine hearing exams
Hearing aid fittings and follow-up services
Since coverage and costs vary, it’s essential to:
Compare Medicare Advantage plans available in your area.
Review each plan’s hearing benefits and provider network.
Ask about annual coverage limits and out-of-pocket costs before enrolling.